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BUSINESS REAL ESTATE LOANS

WORKING THROUGH SOME GROWING PAINS?


Here's a loan that will help you expand your horizons.

Need to buy more real estate or refinance your existing  property? Or are you looking for more capital to expand your business? This real estate loan may allow your business to leverage the equity in your existing commercial collateral to continue to grow your company. 


  • Competitive interest rate (APR) is fixed for up to 5 years at a time*
  • Terms up to 20 years (30 years on 1-4 family), with 3 or 5-year rate adjustment periods
  • Up to 80% financing on owner-occupied commercial real estate and up to 75% on non-owner occupied commercial real estate
  • Collateral can consist of one or a combination of the following: cash, collateral or real estate

* APR = Annual Percentage Rate.  Rate is based on Treasury or LIBOR rate.  1% increase on the rate if payment is not set up auto-debit from a CommunityAmerica account. Personal guaranty is required of all owners.

CommunityAmerica Credit Union knows you have dozens of choices on where to put your money. There are banks on every corner, each with a reason why you should deposit your money with them. But can any of them offer you ownership? At CommunityAmerica, membership means ownership. Join in to see what membership can mean for you.