Feeling inspired to begin your own Financial Makeover? Well, you've come to the right place. Here you'll find the tools, toolboxes, gadgets and gizmos to get your financial house in order. We have Excel spreadsheets for you computer people and printable PDFs for you paper people. Of course, if you need a little professional help, our financial coaches are always a click, call or branch away.
 
Your net worth is simply the difference between what you own (assets) and what you owe (liabilities). It gives you a bird's eye view of where you stand at a specific point in time. Yes, this handy tool is definitely an asset in and of itself.
Most of us have general goals, but goals without specific objectives along the way are generally not a good idea. This worksheet helps set a path for your short-term, mid-term and long-term goals. Don't worry, once you get good at this, that path becomes a six-lane highway.
Not knowing where your money is going is kind of like driving with one eye closed. Sure, you can make it for awhile, but you're asking for a wreck. Coincidentally, we don't recommend doing this cash flow worksheet with one eye closed either - especially not while driving.
Balancing your checkbook goes hand in hand with completing a cash flow worksheet. And believe us, balancing your checkbook ensures your financial life is less of a balancing act.
Birthdays, holidays, auto or home repairs, medical bills - a lot of people scratch their heads when it comes to budgeting for these occasional or unexpected expenses. Well, with this handy dandy tool occasional expenses are no longer an occasion for panic.
The bedrock for budgeting. Knowing your monthly expenses and creating a monthly budget is the beginning for putting together your own Financial Makeover. Be tough on yourself and cut those non-essential expenses - like that subscription to Ferret Fancy. Seriously.
Need to bring in the big guns? Click here to find a CommunityAmerica financial coach near you.
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