| | FREE CHECKING |
INTEREST CHECKING |
PREMIER CHECKING |
|
Overdraft Transfer Protection*
|
Yes
|
Yes
|
Yes
|
|
FREE Online Bill Pay
|
Yes
|
Yes
|
Yes
|
|
FREE Mobile Banking
|
Yes
|
Yes
|
Yes
|
|
FREE Notary Service
|
Yes
|
Yes
|
Yes
|
|
ACH/Direct Deposit
|
Yes
|
Yes
|
Yes
|
|
Interest Rate
|
None
| .10% APY**
| .10% APY**
|
|
FREE Standard Checks
|
No
|
No
|
Yes
|
|
FREE Standard Safe Deposit Box
|
No
|
No
|
Yes
|
|
FREE Traveler's Cheques
|
No
|
No
|
Yes
|
|
FREE Money Orders
|
No
|
No
|
Yes
|
|
FREE Official Checks
|
No
|
No
|
Yes
|
|
Debit Card
|
Standard VISA® |
Standard VISA® |
VISA® Rewards
|
|
Minimum Balance Required to Waive Monthly Service Charge
|
None
|
Average daily balance of $1,000 in checking
|
$20,000 in total loans/savings
|
*Read more about
Regulation D
**APY = ANNUAL PERCENTAGE YIELD. Assumes that dividends are reinvested and that the rate continues for a year. All savings accounts, checking accounts and IRA savings accounts compound dividends daily and pay monthly. Rate quotes are subject to weekly change.