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VISA PLATINUM

TAKE YOUR RATES DOWN A NOTCH.


Current APR Variable* 8.90% - 18.90%   [ View Full Rate Sheet ]
Looking for low rates and a little extra purchasing power? You're in luck. The Visa Platinum card will provide you with everything you need and then some.


Get Verified!
Take your CommunityAmerica Visa credit card or CheckLink card you already use, add a password to confirm online purchases, and you've got Verified by Visa. It ensures only you can use your Visa card online. Create your own password today at www.visa.com/verified.



  • Prime rate + 3.90% to 13.90% - adjusted quarterlyΨ
  • No annual fee
  • No-cost convenience checks for transferring balances from other high-interest cards
  • $1,000,000 free travel/accident insurance
  • 25-day grace period on new purchases
  • 24-hour account information by phone
  • Easy payment options - simply sign up for Visa Auto-Pay to have your credit card payments made automatically from your Credit Union savings or checking account, and we'll do the work for you
  • Card transactions are protected by the CommunityAmerica Visa Zero Liability Policy¥
  • Cash advance and nationwide ATM access available

*   APR = Annual Percentage Rate
Ψ   Credit Card Rate is determined by adding an index (Platinum = Prime + 3.90% to 13.90%, Platinum CashBack = Prime + 5.90% to 15.90%, Platinum Rewards = Prime + 4.90% to 14.90%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month. The minimum APR that can apply is 8.90%.
¥   The CommunityAmerica Visa Zero Liability Policy does not apply to ATM transactions, or to PIN transactions not processed by Visa.
¹   Rates are subject to change. Rate and credit limit based on applicant credit.

CommunityAmerica Credit Union knows you have dozens of choices on where to put your money. There are banks on every corner, each with a reason why you should deposit your money with them. But can any of them offer you ownership? At CommunityAmerica, membership means ownership. Join in to see what membership can mean for you.