ROTH IRA

FOR THOSE WHO LIKE THEIR DISTRIBUTIONS TO BE TAX-FREE.

Current APY* 0.85% - 2.00%   [ View Full Rate Sheet ]
The Roth IRA is the opposite of a Traditional IRA. Roth IRA contributions are always non-deductible and distributions are tax-free and penalty-free as long as the account has been open for 5 years and the distributions are taken after age 59 1/2. Distributions can be taken in case of death, disability or qualified special purposes. There is also no age requirement for mandatory distributions.

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• Competitive interest rates
• Guaranteed rate of return
• 3-month to 5-year terms available on Roth IRA certificates
• Available in $1 minimum Roth IRA Savings accounts
• $500 minimum balance on Roth IRA Share Savings
• Dividends compound daily and paid monthly on Roth IRA Certificate
• Tax-deferred dividends may reduce your taxesϮ

*	APY = ANNUAL PERCENTAGE YIELD. Assumes that dividends are reinvested and that the rate continues for a year.
Ϯ	Contact your tax advisor regarding tax deductability.

CommunityAmerica Credit Union knows you have dozens of choices on where to put your money. There are banks on every corner, each with a reason why you should deposit your money with them. But can any of them offer you ownership? At CommunityAmerica, membership means ownership. Join in to see what membership can mean for you.