GUARANTEED AUTO PROTECTION (GAP)

PROVIDING MORE AUTO PROTECTION THAN AN AIR BAG.

 
Insure yourself against additional financial loss in the event that your vehicle is damaged beyond repair ("totaled"). For example, if the amount you still owe on a car is less than the actual value of the vehicle, you could be liable for the difference between what insurance pays and what is still owed on the loan.

During the first few years that a borrower owns a vehicle, the loan balance can be substantially higher than the actual value of the vehicle. As the vehicle's value declines, the loan balance remains significantly higher. GAP coverage protects the owner against financial loss in the event the vehicle is damaged beyond repair ("totaled") or stolen. If GAP coverage is in place on your CommunityAmerica loan, the borrower is protected against paying the difference between the insurance settlement and any outstanding loan balance. Members of the credit union and their spouses, age 18 and over, are eligible for coverage. Call 800.892.7957 today for a no-obligation quote.

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CommunityAmerica Credit Union knows you have dozens of choices on where to put your money. There are banks on every corner, each with a reason why you should deposit your money with them. But can any of them offer you ownership? At CommunityAmerica, membership means ownership. Join in to see what membership can mean for you.