LOAN PAYMENT ASSISTANCE

ARE YOU HAVING TROUBLE MAKING YOUR HOME LOAN OR OTHER CONSUMER LOAN PAYMENTS?

If you are struggling financially, CommunityAmerica Credit Union may be able to help you. We have several programs designed to assist our members who are facing financial hardship:

Repayment plans

Extensions

Modifications to the rate, term and monthly payment of your loan, line of credit or credit card

Debt management programs

Financial counseling and coaching

The sooner we can talk, the sooner we can see if you qualify for any of our financial assistance programs.

Your Next Steps:

1. Call us today toll-free.

First mortgage loans only: 866.443.2750
All other loans, lines of credit and credit cards: 866.666.2206

2. Please be prepared to discuss household income and expenses.

3. We may ask you to provide one or more of the following:

Proof of income

Current credit union and bank statements

Copy of tax returns

Financial Statement

Hardship letter

You may also stop by any of our branches or email us at contactus@cacu.com.

For Further Assistance:

The U.S. Department of Housing and Urban Development (HUD) offers counseling to homeowners whose mortgage loans have become delinquent. This counseling could help you avoid foreclosure. To find a counseling agency near you, please call toll-free at 800.569.4287 (TTY: 800.877.8339). For additional information, go to hud.gov.

The National Foundation for Credit Counseling (NFCC), a non-profit resource, can be reached toll-free at 800.388.2227 or online at nfcc.org. This organization helps millions of consumers each year reduce their debt and take control of their finances. NFCC is the parent organization for Consumer Credit Counseling Service (CCCS) and has 850 offices nationwide as well as counseling assistance via the phone and Internet.