WELCOME TO KAT'S MONEY CORNER!
CommunityAmerica's very own Kat Hnatyshyn — branch manager, 2008 winning Financial Makeover coach and Savin' Maven — has been authoring personal finance postings via The Kansas City Star's popular Dollars & Sense blog. Her posts have helped readers learn the basics on a wide range of often complicated financial topics in an easy-to-understand, sometimes poignant, and always imaginative format.
Kat's Money Corner is just one of many ways CommunityAmerica reaches out to members and others in the community who are seeking relevant, proven ways to take control of their budgets and make positive steps toward a brighter financial future. Despite one of the worst economic periods in U.S. history, CommunityAmerica has helped members lower debt and increase savings.
Nothing freaks out the American consumer like rising gas prices. They’re one of the most visible and psychological factors in our personal finances. No matter what your budget is, nobody likes seeing those numbers climb, because it means less money available for other things. Read More
So I noticed my favorite sandwich shop, Subway, (http://www.subway.com/subwayroot/default.aspx) has done away with $5 foot-longs. There goes my last lunch indulgence, something I could justify once in a while. After all, it was only five bucks, right? I could get two lunches out of it, or my husband and I could split one. Read More
Have you seen the show Extreme Cheapskates? It’s a showcase of radical penny pinching, like using one light bulb for the entire house or hand-washing your clothes in the bathtub while you are showering. I may be a Savin’ Maven, but I’m no cheapskate – at least not to those extremes! Read More
Another Valentine’s Day has come and gone. What did you do? I’m sure many splurged on a night out at a restaurant and dropped three figures on a nice dinner. It was likely an enjoyable experience,.but what was the impact on your wallet? Was it worth it? Read More
If you have a college-bound high-schooler in your household, you know it’s winding down to decision time. How will the choice of college or university impact the budget – yours and/or theirs? Read More
On a recent day in the 50s, which lately seems to always be followed by a single-digit downer, I was outside trimming bushes. Oh, the ideas and the gotta-do’s that come to mind when you’re in the yard for the first time in forever. Read More
Oil changes for $10. Royals tickets for $5 per person. How about a $100 dinner tab for $50? Sound too good to be true? Not if you’re a savvy shopper or surfer on the ever-expanding number of discount deal sites out there. Read More
Is this the year you finally do it? With all those “26.2” stickers out there on the road, it can’t be that hard, right? Joking! I’m talking about finally committing to a budget, for whatever you need or want extra money. Read More
As I sat through a subzero day, cooped up inside last week, I couldn’t help but slip back to last summer vacation. I’d give just about anything right now to go back for just one day. The only thing I can do is start planning and saving for next summer. Read More
Week after week we talk about ways to save money. This week I want to talk about spending. Not money, but your time—the best gift you can give anyone. Read More
Hard to believe winter isn’t even here yet, officially. Even though winter is only three months long, heating costs add up to about half of your annual utility bill. Well, whatever we saved during a mostly warm November has likely gone out the window thanks to this frigid December. Yet it’s still early enough to make some changes that will pay off the rest of the season. Read More
I don’t host my family’s Christmas dinner every year but almost always have a dinner party for friends sometime during the holidays. It’s a different crowd, a different mood and different food, but the stress and expense can still add up. Read More
From a purely financial standpoint, it doesn’t make sense to buy a new car. Even with lower financing rates available, longer warranties, fewer repairs early on, etc., the value lost to depreciation in a vehicle’s first two years of life — as much as 40 percent for some models — makes buying “previously owned” an easy decision for me. Read More
With all the days and ways to shop for Black Friday specials, is it really necessary to head out in the madness anymore? Of course not. Is it still the mother of all shopping days? Of course it is, for the 55 percent of American adults† who plan to hit the stores in two days. Read More
I know, no one wants to talk about New Year’s resolutions† already, myself included. Relax, I’m not saying to make one yet. Just start thinking about one. Think about your personal financial goals as well as what you struggled with or put off this past year. Read More